Overdraft Protection

No one is perfect. And we don't expect you to be
  • Maintain peace of mind
  • Avoid returned items
  • Arrange for fund transfers

There's no reason to pay a big price for a small mistake.

Our protection plans can set things right if you overspend your checking account.

It can happen to anyone. You forget to record a sizable purchase. Or, you make a math error in calculating your balance. Arrange for protection through one of these options in the event you overspend in your checking account.

  • Overdraft Transfer: Transfer from a linked First Bank account to cover overdraft, $10/transfer
  • Preferred Credit Loan: Revolving line of credit linked to your checking account to cover an overdraft, subject to credit approval and finance charges under Preferred Credit Loan agreement
  • Overdraft Privilege Service: A non-contractual, discretionary service provided on eligible accounts to authorize and pay overdrafts up to an Overdraft Privilege Limit.
Home Equity Lines of Credit
Access your established equity to keep building your future.