Home Equity Lines of Credit

Ready and waiting, right when you need it
  • Arrange for low-cost loan fund.
  • Access to your money over and over again.
  • Pay interest-only for 10 years.

Extra money for when life
gets extra expensive. 

With just one application, you can write your own loans for the next 10 years.

Over time, we all get pretty good at making ends meet. But, when things get challenging, it's nice to know there's something in reserve. With a Home Equity Line, you can pay the tuition, fix a transmission, and upgrade the kitchen, all from the same loan funds. In short, you’ll have extra cash available whenever you need it – and for whatever you choose.

  • Get a credit line of up to 80% of your home's equity.
  • Make use of the money and take advantage of Fixed Rate Advance options during a 10-year draw period.
  • Pay interest only on the money you've actually used.
  • Take up to 15 years to repay principle after draw period ends.
  • Pay no fees on lines up to $1 million.
  • Access money easily at First Bank locations, with checks or through eBanking.
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