Whatever time period you choose,
CDs are a safe way to earn exceptional returns.
Your deposits at First Bank are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC, an independent agency of the United States government, protects you against the loss of your deposits if an insured bank or savings association should fail. FDIC insurance is backed by the full faith and credit of the United States government.
- FDIC Insurance covers all deposit accounts including, checking, savings, money market savings, NOW accounts and certificates of deposit (CDs).
- The standard FDIC insurance amount is $250,000 per depositor, plus $250,000 per owner for certain retirement accounts (including IRAs).
- No one has ever lost a penny of FDIC insured funds since the FDIC was created in 1933. Visit the FDIC web site to learn more about FDIC coverage limits to ensure your deposits are insured and to calculate your coverage amount.
- The safest place for your money is in the bank where it is FDIC insured, accessible, and may be earning interest.
For more information about the FDIC or FDIC deposit insurance, visit www.FDIC.gov.
Take advantage of low rates
Homeowners, the equity in your house can help pay for just about any major purchase you can dream of—like a home remodel, new landscaping, or even a pool.
Your line of credit is reusable, meaning you can access it again and again as you make payments during the draw period. With a line of credit, you’ll have funds available to you whenever you need them – and for whatever you choose.
Not ready to apply? Fill out this form to receive additional information.
*The Annual Percentage Rate (APR) is a variable rate based upon an index and a margin. The APR will vary with the Prime Rate (the index) as published in the Wall Street Journal. The variable rate APR will range from Prime + 0% to Prime + .425%, depending on the applicant’s credit score. This variable rate is based on auto-debit of payments from a First Bank checking account. If not auto-debiting payments from a First Bank checking account add .75% to the rate. The APR may increase or decrease but will not exceed 18% nor will fall below 4.25%. As of April 1st, 2020, the APR ranges from 4.25% to 4.425%. Rates are subject to change.
Enjoy a Great Rate on a High Yield Account That Pays You Back.
Earn 0.20% APY* on balances up to $10,000
- Receive eDocuments (enroll and accept the disclosure)
- Make at least 12 debit card purchases each month.
- Direct deposits, Mobile Check Deposits or ACH Credits totaling $500 or more monthly
Earn 0.05% APY* on balances up to $10,000
- Meet requirements to earn 3% APY plus:
- Spend $500 or more in CCU Visa Credit Card
purchases each month; no minimum number of transactions.
With 0% intro APR on new purchases and balance transfers for 12 months, there's never been a better time to open a CCU Visa.
Learn MoreEarn 0.20% APY* on balances up to $10,000
- Meet requirements to earn 3% APY plus:
- Spend $1000 or more in CCU Visa Credit Card purchases each month; no minimum number of transactions.
With 0% intro APR on new purchases and balance transfers for 12 months, there's never been a better time to open a CCU Visa.
Learn More*The Annual Percentage Rate (APR) is a variable rate based upon an index and a margin. The APR will vary with the Prime Rate (the index) as published in the Wall Street Journal. The variable rate APR will range from Prime + 0% to Prime + .425%, depending on the applicant’s credit score. This variable rate is based on auto-debit of payments from a First Bank checking account. If not auto-debiting payments from a First Bank checking account add .75% to the rate. The APR may increase or decrease but will not exceed 18% nor will fall below 4.25%. As of April 1st, 2020, the APR ranges from 4.25% to 4.425%. Rates are subject to change.